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Vehicle Finance at Bryson's Car Centre

Please take a look at our finance product descriptions below, these explain the different finance products we offer here at Bryson’s Car Centre, if you require any further information please do not hesitate to contact our sales team who are here to help.

What is Personal Contract Purchase?

PCP is a finance product that is designed to reduce your monthly payments by delaying part of the repayment to the end of the agreement. The Deposit, Monthly Payment and Deferred Final Payment can all be adjusted to meet your needs. The final payment can be referred to as Guaranteed Minimum Future Value or Residual Value or sometimes a Balloon. This figure is worked out using industry data and estimated value at the end of the agreement. The final payment is guaranteed by the finance company. You can put the resale value of the car towards getting another vehicle.

For more information give us a call on 01292 477415.

What is Conditional Sale?

CS is a finance product that allows you to budget accurately by giving you a fixed interest rate and fixed monthly payments. The deposit and length of contract can be easily adjusted to give you a affordable monthly payment. The vehicle acts as security for the finance arrangement. When the finance has been fully paid off you will own the vehicle.

For more information give us a call on 01292 477415.

What is Hire Purchase?

HP is a finance product that is one of the simplest forms of finance, if you want to own the vehicle outright at the end of the agreement, this is likely to be the product for you. There are no mileage restrictions, payments are fixed and so is the interest rate, further to paying the final instalment the vehicle is yours.

For more information give us a call on 01292 477415.

David Bryson and Sons Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 671470). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

Brysons Car Centre are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 671470 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.

Registered in England & Wales: SC017604. Registered Office: Address: 1 Monkton Road, Prestwick, Ayrshire, KA9 1AS. Data Protection No: Z6834410.